As a foster carer it is really important that all your insurance policies cover your foster children. When you become a foster carer we strongly advise you to inform your home and motor insurance companies that you foster. You should also take the time to understand and be clear about how fostering children will affect your existing policy or any new insurance policy that you may apply for.
Remember – all children fostered by you must be included in your insurance policy.
Insurance companies will, for the purposes of the policy, include foster children as members of your family. Good practice would be for you to ask your insurance company for written confirmation that they have included your foster children in your policy.
Read more about home and car insurance for foster carers here